Saturday, July 7, 2007


A service of Mortgage Advisory Services LLC

Media Contact: Juliet Straker - (602) 549-7188 -

Online Service Educates, Protects Mortgage Consumers helps consumers make informed decisions about home loans

, Ariz. (July 3, 2007) – Securing a home mortgage is often one of the most stressful times in a person’s life. Trying to understand the loan process and ensuring a smart financial decision is made can be overwhelming. Now, mortgage loan consumers have an online resource to answer the question, “Is my loan fair?”

Launched in May, Web-based is educating mortgage loan applicants about the loan process and helping determine whether a proposed loan meets their financial needs and expectations.

Operated by Cody Hayes, senior loan officer at State Mortgage, is a third party advisory service designed to protect consumers. The service is set-up purely for education, borrowers are better prepared to negotiate with lenders and make informed decisions that can significantly impact their financial standing, it in no way is a solicitation for loans and does not provide mortgage loan origination services.

“In seven years as a loan officer I’ve met countless people who have been misled about the loan process,” says Hayes. “Loans are complicated. Unethical lenders often prey on consumers’ lack of knowledge to make a sale. I launched to provide a resource for borrowers to protect themselves.”

In addition to fee-based consulting services to thoroughly review loan documents and provide recommendations, offers a wealth of free information.

By logging on, borrowers can find tips on dealing with lenders, identify warning signs that point to predatory lending practices, and even take a brief quiz to assess whether they would benefit from having their loan reviewed.

“Our goal is to educate consumers so they have the knowledge base to negotiate better loan terms,” says Hayes. “I’m amazed at the creative ways lenders take advantage of borrowers by inflating or adding hidden and unnecessary fees.” offers three package plans ranging in price from $129 to $349. Initial recommendations are typically available within 24 hours.

For more information, please visit

About is an independent Web-based advisory service designed to educate consumers about the mortgage loan process while giving them the tools to make informed loan decisions. A service of Mortgage Advisory Services, LLC, is a custom consultation service for individuals currently negotiating mortgage loans. Mortgage Advisory Services LLC does not provide mortgage loan origination services. © 2007 Mortgage Advisory Services LLC. All rights reserved. (602) 373-8485
Public Relations Services Provided by Juliet Straker @